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VBNK

Market Cap: $728.27M

VE

VersaBank

VBNK

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin42.93%

EBITDA Margin15.30%

EBIT Margin14.48%

Pre-tax Margin14.48%

Net Profit Margin9.92%

Earnings Yield3.34%

Valuation Multiples

Price / Book1.79

Price / Sales2.97

Price / Earnings29.94

PEG2.56

Forward PEG0.45

EV / Sales1.84

EV / EBITDA12.05

EV / Operating Cash Flow5.76

EV / Free Cash Flow6.11

Price / Free Cash Flow9.82

Price / Operating Cash Flow9.29

Cash Flow & Capital

Free Cash Flow / Share$3.19

Operating Cash Flow / Share$3.38

Free Cash Flow Yield10.18%

Capex / Revenue1.79%

Capex / Operating Cash Flow5.61%

Capex / Depreciation2.20

Stock Compensation / Revenue0.00%

Dividend Payout Ratio9.49%

Dividend Yield0.32%

Liquidity & Leverage

Current Ratio0.09

Quick Ratio0.09

Cash Ratio0.08

Debt / Assets0.02

Debt / Capital0.16

Debt / Equity0.19

Long-Term Debt / Capital0.16

Debt / Market Cap10.25%

Net Debt / EBITDA-7.33

Solvency Ratio0.01

Financial Leverage12.16

Efficiency & Working Capital

Asset Turnover0.05

Fixed Asset Turnover10.85

Inventory Turnover0.00

Receivables Turnover12.09

Payables Turnover0.00

Days Sales Outstanding30.19

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle30.19

Cash Conversion Cycle30.19

Working Capital Turnover-0.07

Returns & Quality

Return on Equity6.17%

Return on Assets0.49%

Return on Invested Capital3.52%

ROCE5.13%

Return on Tangible Assets0.49%

Operating Return on Assets0.74%

Income Quality3.23

Tax Burden0.69

Interest Burden1.00

Balance Sheet & Intrinsic Metrics

Enterprise Value$629.43M

Invested Capital$-5.34B

Working Capital$-5.39B

Tangible Asset Value$545.88M

Net Current Asset Value$-5.79B

Graham Number$20.34

Graham Net-Net-$179.66

Book Value / Share$17.52

Tangible Book Value / Share$16.91

Cash / Share$15.18

Financial Health Scores

Piotroski Score6

Altman Z-Score-0.73

Revenue$342.34M

EBIT$49.45M

Market Cap$998.53M

Working Capital$-5.39B

Retained Earnings$230.09M

Total Assets$6.88B

Total Liabilities$6.31B