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USCB

Market Cap: $422.99M

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USCB Financial Holdings, Inc.

USCB

NASDAQUSD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin65.85%

EBITDA Margin27.72%

EBIT Margin27.38%

Pre-tax Margin27.38%

Net Profit Margin19.92%

Earnings Yield6.76%

Valuation Multiples

Price / Book1.82

Price / Sales2.93

Price / Earnings15.09

PEG4.50

Forward PEG1.28

EV / Sales4.15

EV / EBITDA14.96

EV / Operating Cash Flow11.94

EV / Free Cash Flow12.18

Price / Free Cash Flow8.62

Price / Operating Cash Flow8.49

Cash Flow & Capital

Free Cash Flow / Share$2.68

Operating Cash Flow / Share$2.73

Free Cash Flow Yield11.61%

Capex / Revenue0.67%

Capex / Operating Cash Flow1.94%

Capex / Depreciation1.99

Stock Compensation / Revenue1.67%

Dividend Payout Ratio29.22%

Dividend Yield2.05%

Liquidity & Leverage

Current Ratio1.05

Quick Ratio1.05

Cash Ratio1.05

Debt / Assets0.10

Debt / Capital0.56

Debt / Equity1.26

Long-Term Debt / Capital0.42

Debt / Market Cap66.26%

Net Debt / EBITDA4.37

Solvency Ratio0.01

Financial Leverage12.95

Efficiency & Working Capital

Asset Turnover0.05

Fixed Asset Turnover0.00

Inventory Turnover0.00

Receivables Turnover12.36

Payables Turnover0.00

Days Sales Outstanding29.54

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle29.54

Cash Conversion Cycle29.54

Working Capital Turnover9.41

Returns & Quality

Return on Equity13.09%

Return on Assets0.95%

Return on Invested Capital0.95%

ROCE1.36%

Return on Tangible Assets0.95%

Operating Return on Assets1.35%

Income Quality1.74

Tax Burden0.73

Interest Burden1.00

Balance Sheet & Intrinsic Metrics

Enterprise Value$597.74M

Invested Capital$6.15M

Working Capital$6.15M

Tangible Asset Value$233.24M

Net Current Asset Value$-2.67B

Graham Number$21.16

Graham Net-Net-$144.96

Book Value / Share$12.71

Tangible Book Value / Share$12.71

Cash / Share$6.44

Financial Health Scores

Piotroski Score7

Altman Z-Score0.17

Revenue$144.2M

EBIT$39.48M

Market Cap$419.89M

Working Capital$6.15M

Retained Earnings$-35.69M

Total Assets$3.02B

Total Liabilities$2.79B