Pear Tree Quality Fund

Under typical market conditions, this fund commits a minimum of 80% of its net assets to equity securities issued by U.S. companies. Its main investment strategy targets large-capitalization firms, defined as those with a market capitalization exceeding $5 billion at the moment of acquisition. American Depositary Receipts (ADRs) frequently constitute a portion of its holdings. The fund also reserves the right to employ derivatives—financial instruments whose value is derived from or linked to changes in underlying assets such as securities, currencies, indices, or other financial tools. This investment vehicle is classified as non-diversified.