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STBA

Market Cap: $1.76B

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S&T Bancorp, Inc.

STBA

NASDAQ (NASDAQ Global Select)USD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin69.95%

EBITDA Margin28.79%

EBIT Margin28.79%

Pre-tax Margin31.45%

Net Profit Margin25.17%

Earnings Yield7.69%

Valuation Multiples

Price / Book1.30

Price / Sales3.15

Price / Earnings13.37

PEG1.38

Forward PEG10.54

EV / Sales3.26

EV / EBITDA11.31

EV / Operating Cash Flow12.31

EV / Free Cash Flow12.32

Price / Free Cash Flow11.93

Price / Operating Cash Flow12.37

Cash Flow & Capital

Free Cash Flow / Share$4.04

Operating Cash Flow / Share$4.04

Free Cash Flow Yield8.38%

Capex / Revenue0.03%

Capex / Operating Cash Flow0.10%

Capex / Depreciation0.00

Stock Compensation / Revenue0.00%

Dividend Payout Ratio37.96%

Dividend Yield2.92%

Liquidity & Leverage

Current Ratio1.09

Quick Ratio1.09

Cash Ratio1.09

Debt / Assets0.03

Debt / Capital0.16

Debt / Equity0.20

Long-Term Debt / Capital0.05

Debt / Market Cap15.62%

Net Debt / EBITDA0.36

Solvency Ratio0.02

Financial Leverage7.08

Efficiency & Working Capital

Asset Turnover0.06

Fixed Asset Turnover0.00

Inventory Turnover0.00

Receivables Turnover15.61

Payables Turnover0.00

Days Sales Outstanding23.38

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle23.38

Cash Conversion Cycle23.38

Working Capital Turnover16.92

Returns & Quality

Return on Equity9.74%

Return on Assets1.41%

Return on Invested Capital1.29%

ROCE1.65%

Return on Tangible Assets1.47%

Operating Return on Assets1.62%

Income Quality2.85

Tax Burden0.80

Interest Burden1.09

Balance Sheet & Intrinsic Metrics

Enterprise Value$1.82B

Invested Capital$393.13M

Working Capital$17.82M

Tangible Asset Value$1.03B

Net Current Asset Value$-8.32B

Graham Number$57.6

Graham Net-Net-$226.71

Book Value / Share$38.37

Tangible Book Value / Share$28.11

Cash / Share$5.95

Financial Health Scores

Piotroski Score8

Altman Z-Score0.40

Revenue$558.86M

EBIT$160.9M

Market Cap$1.76B

Working Capital$17.82M

Retained Earnings$1.17B

Total Assets$9.94B

Total Liabilities$8.54B