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SOFI

Market Cap: $22.22B

SI

SoFi Technologies, Inc.

SOFI

NASDAQ (NASDAQ Global Select)USD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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The content published on Cashu Finance is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any securities. All opinions expressed are those of the authors and do not reflect the official position of Cashu Technologies Pty Ltd or its affiliates. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions.

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Financials

Profitability

Gross Profit Margin76.46%

EBITDA Margin16.61%

EBIT Margin13.22%

Pre-tax Margin13.22%

Net Profit Margin11.40%

Earnings Yield2.86%

Valuation Multiples

Price / Book2.01

Price / Sales3.98

Price / Earnings33.96

PEG-9.00

Forward PEG0.86

EV / Sales4.03

EV / EBITDA24.26

EV / Operating Cash Flow-4.80

EV / Free Cash Flow-4.51

Price / Free Cash Flow-4.46

Price / Operating Cash Flow-4.74

Cash Flow & Capital

Free Cash Flow / Share-$3.88

Operating Cash Flow / Share-$3.65

Free Cash Flow Yield-22.44%

Capex / Revenue5.28%

Capex / Operating Cash Flow-6.29%

Capex / Depreciation1.11

Stock Compensation / Revenue3.80%

Dividend Payout Ratio0.00%

Dividend Yield0.00%

Liquidity & Leverage

Current Ratio0.16

Quick Ratio0.16

Cash Ratio0.07

Debt / Assets0.06

Debt / Capital0.24

Debt / Equity0.31

Long-Term Debt / Capital0.20

Debt / Market Cap14.86%

Net Debt / EBITDA0.30

Solvency Ratio0.02

Financial Leverage5.50

Efficiency & Working Capital

Asset Turnover0.09

Fixed Asset Turnover9.58

Inventory Turnover0.00

Receivables Turnover0.00

Payables Turnover0.00

Days Sales Outstanding0

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle0

Cash Conversion Cycle0

Working Capital Turnover-0.15

Returns & Quality

Return on Equity6.18%

Return on Assets1.04%

Return on Invested Capital-1.77%

ROCE4.95%

Return on Tangible Assets1.07%

Operating Return on Assets1.29%

Income Quality-7.37

Tax Burden0.86

Interest Burden1.00

Balance Sheet & Intrinsic Metrics

Enterprise Value$22.5B

Invested Capital$-36.44B

Working Capital$-38.68B

Tangible Asset Value$9.42B

Net Current Asset Value$-42.52B

Graham Number$9.8

Graham Net-Net-$33.11

Book Value / Share$8.62

Tangible Book Value / Share$7.34

Cash / Share$5.72

Financial Health Scores

Piotroski Score5

Altman Z-Score-0.37

Revenue$5.58B

EBIT$737.74M

Market Cap$22.22B

Working Capital$-38.68B

Retained Earnings$-500.96M

Total Assets$60.95B

Total Liabilities$49.87B