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SBFG

Market Cap: $182.86M

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SB Financial Group, Inc.

SBFG

NASDAQ (NASDAQ Capital Market)USD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin71.19%

EBITDA Margin25.46%

EBIT Margin21.85%

Pre-tax Margin21.85%

Net Profit Margin17.67%

Earnings Yield9.27%

Valuation Multiples

Price / Book1.23

Price / Sales1.93

Price / Earnings10.87

PEG0.24

Forward PEG6.96

EV / Sales1.10

EV / EBITDA4.31

EV / Operating Cash Flow4.19

EV / Free Cash Flow4.51

Price / Free Cash Flow7.93

Price / Operating Cash Flow7.29

Cash Flow & Capital

Free Cash Flow / Share$3.72

Operating Cash Flow / Share$4

Free Cash Flow Yield12.61%

Capex / Revenue1.84%

Capex / Operating Cash Flow7.04%

Capex / Depreciation0.51

Stock Compensation / Revenue0.59%

Dividend Payout Ratio23.30%

Dividend Yield2.16%

Liquidity & Leverage

Current Ratio21.33

Quick Ratio21.33

Cash Ratio20.52

Debt / Assets0.04

Debt / Capital0.29

Debt / Equity0.40

Long-Term Debt / Capital0.26

Debt / Market Cap32.43%

Net Debt / EBITDA-3.27

Solvency Ratio0.01

Financial Leverage11.04

Efficiency & Working Capital

Asset Turnover0.06

Fixed Asset Turnover4.50

Inventory Turnover0.00

Receivables Turnover17.39

Payables Turnover11.07

Days Sales Outstanding20.99

Days Inventory Outstanding0

Days Payables Outstanding32.99

Operating Cycle20.99

Cash Conversion Cycle-12

Working Capital Turnover-0.17

Returns & Quality

Return on Equity11.79%

Return on Assets1.03%

Return on Invested Capital1.03%

ROCE1.28%

Return on Tangible Assets1.06%

Operating Return on Assets1.29%

Income Quality1.48

Tax Burden0.81

Interest Burden1.00

Balance Sheet & Intrinsic Metrics

Enterprise Value$104.01M

Invested Capital$201.07M

Working Capital$136.88M

Tangible Asset Value$103.63M

Net Current Asset Value$-1.33B

Graham Number$37.91

Graham Net-Net-$185.67

Book Value / Share$23.65

Tangible Book Value / Share$16.7

Cash / Share$51.12

Financial Health Scores

Piotroski Score9

Altman Z-Score0.39

Revenue$94.86M

EBIT$20.73M

Market Cap$182.86M

Working Capital$136.88M

Retained Earnings$133.13M

Total Assets$1.62B

Total Liabilities$1.47B