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  4. OVLY

Market Cap: $290.6M

OB

Oak Valley Bancorp

OVLY
NASDAQ (NASDAQ Capital Market)USD
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Cashu Finance

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© 2026 Cashu Technologies Pty Ltd. All rights reserved. Cashu Finance is a trademark of Cashu Technologies Pty Ltd.

The content published on Cashu Finance is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any securities. All opinions expressed are those of the authors and do not reflect the official position of Cashu Technologies Pty Ltd or its affiliates. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions.

Cashu Finance and its contributors may hold positions in securities mentioned in published content. Any such holdings will be disclosed at the time of publication. Market data is provided on an "as-is" basis and may be delayed. Cashu Technologies Pty Ltd does not guarantee the accuracy, completeness, or timeliness of any information presented.

Financials

Profitability
Gross Profit Margin94.71%
EBITDA Margin35.40%
EBIT Margin34.33%
Pre-tax Margin34.33%
Net Profit Margin26.91%
Earnings Yield8.21%
Valuation Multiples
Price / Book1.32
Price / Sales3.33
Price / Earnings12.16
PEG-3.58
Forward PEG-3.58
EV / Sales1.67
EV / EBITDA4.73
EV / Operating Cash Flow5.44
EV / Free Cash Flow5.69
Price / Free Cash Flow11.35
Price / Operating Cash Flow10.67
Cash Flow & Capital
Free Cash Flow / Share$3.1
Operating Cash Flow / Share$3.24
Free Cash Flow Yield8.81%
Capex / Revenue1.35%
Capex / Operating Cash Flow4.40%
Capex / Depreciation1.27
Stock Compensation / Revenue0.83%
Dividend Payout Ratio24.14%
Dividend Yield2.17%
Liquidity & Leverage
Current Ratio0.09
Quick Ratio0.09
Cash Ratio0.08
Debt / Assets0.00
Debt / Capital0.00
Debt / Equity0.00
Long-Term Debt / Capital0.00
Debt / Market Cap0.00%
Net Debt / EBITDA-4.69
Solvency Ratio0.01
Financial Leverage9.22
Efficiency & Working Capital
Asset Turnover0.04
Fixed Asset Turnover0.00
Inventory Turnover0.00
Receivables Turnover9.59
Payables Turnover0.00
Days Sales Outstanding38.05
Days Inventory Outstanding0
Days Payables Outstanding0
Operating Cycle38.05
Cash Conversion Cycle38.05
Working Capital Turnover-0.05
Returns & Quality
Return on Equity11.31%
Return on Assets1.17%
Return on Invested Capital9.85%
ROCE12.57%
Return on Tangible Assets1.17%
Operating Return on Assets1.49%
Income Quality1.14
Tax Burden0.78
Interest Burden1.00
Balance Sheet & Intrinsic Metrics
Enterprise Value$145.82M
Invested Capital$-1.61B
Working Capital$-1.61B
Tangible Asset Value$213.72M
Net Current Asset Value$-1.63B
Graham Number$40.91
Graham Net-Net-$197.39
Book Value / Share$26.23
Tangible Book Value / Share$25.83
Cash / Share$17.5
Financial Health Scores
Piotroski Score5
Altman Z-Score-0.63
Revenue$87.16M
EBIT$29.92M
Market Cap$290.6M
Working Capital$-1.61B
Retained Earnings$201.67M
Total Assets$2B
Total Liabilities$1.78B