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OSBC

Market Cap: $1.32B

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Old Second Bancorp, Inc.

OSBC

NASDAQ (NASDAQ Global Select)USD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin79.79%

EBITDA Margin31.23%

EBIT Margin29.60%

Pre-tax Margin28.90%

Net Profit Margin21.50%

Earnings Yield7.05%

Valuation Multiples

Price / Book1.45

Price / Sales3.06

Price / Earnings14.37

PEG-3.34

Forward PEG1.57

EV / Sales4.04

EV / EBITDA12.94

EV / Operating Cash Flow11.93

EV / Free Cash Flow12.29

Price / Free Cash Flow9.30

Price / Operating Cash Flow9.00

Cash Flow & Capital

Free Cash Flow / Share$2.76

Operating Cash Flow / Share$2.84

Free Cash Flow Yield10.75%

Capex / Revenue0.99%

Capex / Operating Cash Flow2.93%

Capex / Depreciation0.46

Stock Compensation / Revenue1.37%

Dividend Payout Ratio15.31%

Dividend Yield1.09%

Liquidity & Leverage

Current Ratio0.12

Quick Ratio0.12

Cash Ratio0.12

Debt / Assets0.07

Debt / Capital0.34

Debt / Equity0.52

Long-Term Debt / Capital0.07

Debt / Market Cap35.62%

Net Debt / EBITDA3.14

Solvency Ratio0.02

Financial Leverage7.59

Efficiency & Working Capital

Asset Turnover0.06

Fixed Asset Turnover5.03

Inventory Turnover0.00

Receivables Turnover0.00

Payables Turnover0.00

Days Sales Outstanding0

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle0

Cash Conversion Cycle0

Working Capital Turnover-1.63

Returns & Quality

Return on Equity10.39%

Return on Assets1.35%

Return on Invested Capital1.38%

ROCE1.97%

Return on Tangible Assets1.38%

Operating Return on Assets1.86%

Income Quality1.58

Tax Burden0.74

Interest Burden0.98

Balance Sheet & Intrinsic Metrics

Enterprise Value$1.74B

Invested Capital$-115.03M

Working Capital$-351.54M

Tangible Asset Value$748.01M

Net Current Asset Value$-5.91B

Graham Number$26.74

Graham Net-Net-$115.26

Book Value / Share$17.54

Tangible Book Value / Share$14.6

Cash / Share$0.91

Financial Health Scores

Piotroski Score7

Altman Z-Score0.31

Revenue$429.93M

EBIT$127.24M

Market Cap$1.31B

Working Capital$-351.54M

Retained Earnings$583.7M

Total Assets$6.85B

Total Liabilities$5.95B