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OPBK

Market Cap: $228.78M

OB

OP Bancorp

OPBK

NASDAQUSD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin56.55%

EBITDA Margin28.38%

EBIT Margin23.37%

Pre-tax Margin23.37%

Net Profit Margin16.87%

Earnings Yield12.66%

Valuation Multiples

Price / Book0.96

Price / Sales1.33

Price / Earnings7.88

PEG0.25

Forward PEG2.87

EV / Sales1.84

EV / EBITDA6.49

EV / Operating Cash Flow11.34

EV / Free Cash Flow13.44

Price / Free Cash Flow9.72

Price / Operating Cash Flow8.20

Cash Flow & Capital

Free Cash Flow / Share$1.58

Operating Cash Flow / Share$1.87

Free Cash Flow Yield10.29%

Capex / Revenue2.54%

Capex / Operating Cash Flow15.63%

Capex / Depreciation0.61

Stock Compensation / Revenue0.33%

Dividend Payout Ratio25.69%

Dividend Yield3.39%

Liquidity & Leverage

Current Ratio3.24

Quick Ratio3.24

Cash Ratio2.21

Debt / Assets0.04

Debt / Capital0.31

Debt / Equity0.46

Long-Term Debt / Capital0.29

Debt / Market Cap43.55%

Net Debt / EBITDA1.80

Solvency Ratio0.01

Financial Leverage11.50

Efficiency & Working Capital

Asset Turnover0.06

Fixed Asset Turnover13.18

Inventory Turnover0.00

Receivables Turnover16.89

Payables Turnover0.00

Days Sales Outstanding21.62

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle21.62

Cash Conversion Cycle21.62

Working Capital Turnover-0.16

Returns & Quality

Return on Equity12.59%

Return on Assets1.06%

Return on Invested Capital1.06%

ROCE1.47%

Return on Tangible Assets1.06%

Operating Return on Assets1.48%

Income Quality0.96

Tax Burden0.72

Interest Burden1.00

Balance Sheet & Intrinsic Metrics

Enterprise Value$316.46M

Invested Capital$45.43M

Working Capital$22.12M

Tangible Asset Value$228.36M

Net Current Asset Value$-2.47B

Graham Number$26.47

Graham Net-Net-$152.56

Book Value / Share$16.01

Tangible Book Value / Share$15.32

Cash / Share$15.05

Financial Health Scores

Piotroski Score5

Altman Z-Score0.26

Revenue$171.77M

EBIT$40.15M

Market Cap$227.29M

Working Capital$22.12M

Retained Earnings$164.62M

Total Assets$2.74B

Total Liabilities$2.51B