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OBT

Market Cap: $513.25M

OI

Orange County Bancorp, Inc.

OBT

NASDAQUSD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin79.01%

EBITDA Margin34.66%

EBIT Margin34.01%

Pre-tax Margin35.06%

Net Profit Margin31.45%

Earnings Yield9.26%

Valuation Multiples

Price / Book1.67

Price / Sales3.41

Price / Earnings10.78

PEG0.27

Forward PEG1.18

EV / Sales1.41

EV / EBITDA4.08

EV / Operating Cash Flow3.19

EV / Free Cash Flow3.25

Price / Free Cash Flow7.84

Price / Operating Cash Flow7.66

Cash Flow & Capital

Free Cash Flow / Share$4.9

Operating Cash Flow / Share$5

Free Cash Flow Yield12.76%

Capex / Revenue0.86%

Capex / Operating Cash Flow1.93%

Capex / Depreciation0.93

Stock Compensation / Revenue0.91%

Dividend Payout Ratio18.91%

Dividend Yield1.88%

Liquidity & Leverage

Current Ratio0.31

Quick Ratio0.31

Cash Ratio0.14

Debt / Assets0.01

Debt / Capital0.10

Debt / Equity0.11

Long-Term Debt / Capital0.10

Debt / Market Cap6.74%

Net Debt / EBITDA-5.75

Solvency Ratio0.02

Financial Leverage9.13

Efficiency & Working Capital

Asset Turnover0.05

Fixed Asset Turnover9.75

Inventory Turnover0.00

Receivables Turnover13.97

Payables Turnover0.00

Days Sales Outstanding26.13

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle26.13

Cash Conversion Cycle26.13

Working Capital Turnover-0.08

Returns & Quality

Return on Equity16.44%

Return on Assets1.69%

Return on Invested Capital12.45%

ROCE13.88%

Return on Tangible Assets1.70%

Operating Return on Assets1.86%

Income Quality1.41

Tax Burden0.90

Interest Burden1.03

Balance Sheet & Intrinsic Metrics

Enterprise Value$212.93M

Invested Capital$-1.67B

Working Capital$-1.69B

Tangible Asset Value$300.85M

Net Current Asset Value$-1.75B

Graham Number$42.78

Graham Net-Net-$131.28

Book Value / Share$22.94

Tangible Book Value / Share$22.51

Cash / Share$54.68

Financial Health Scores

Piotroski Score6

Altman Z-Score-0.39

Revenue$150.68M

EBIT$51.25M

Market Cap$513.25M

Working Capital$-1.69B

Retained Earnings$184.56M

Total Assets$2.8B

Total Liabilities$2.49B