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NMIH

Market Cap: $3.33B

NI

NMI Holdings, Inc.

NMIH

NASDAQ (NASDAQ Global Market)USD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin91.71%

EBITDA Margin75.04%

EBIT Margin73.26%

Pre-tax Margin69.36%

Net Profit Margin54.12%

Earnings Yield11.89%

Valuation Multiples

Price / Book1.23

Price / Sales4.56

Price / Earnings8.49

PEG1.10

Forward PEG2.18

EV / Sales5.04

EV / EBITDA6.71

EV / Operating Cash Flow8.21

EV / Free Cash Flow8.33

Price / Free Cash Flow7.55

Price / Operating Cash Flow7.42

Cash Flow & Capital

Free Cash Flow / Share$5.83

Operating Cash Flow / Share$5.92

Free Cash Flow Yield13.24%

Capex / Revenue0.95%

Capex / Operating Cash Flow1.54%

Capex / Depreciation0.66

Stock Compensation / Revenue2.84%

Dividend Payout Ratio0.00%

Dividend Yield0.00%

Liquidity & Leverage

Current Ratio0.54

Quick Ratio0.54

Cash Ratio0.20

Debt / Assets0.10

Debt / Capital0.13

Debt / Equity0.15

Long-Term Debt / Capital0.13

Debt / Market Cap12.54%

Net Debt / EBITDA0.63

Solvency Ratio0.32

Financial Leverage1.48

Efficiency & Working Capital

Asset Turnover0.18

Fixed Asset Turnover35.20

Inventory Turnover0.00

Receivables Turnover8.42

Payables Turnover0.61

Days Sales Outstanding43.36

Days Inventory Outstanding0

Days Payables Outstanding594.36

Operating Cycle43.36

Cash Conversion Cycle-551

Working Capital Turnover4.48

Returns & Quality

Return on Equity15.14%

Return on Assets9.89%

Return on Invested Capital11.04%

ROCE13.91%

Return on Tangible Assets9.90%

Operating Return on Assets12.82%

Income Quality1.13

Tax Burden0.78

Interest Burden0.95

Balance Sheet & Intrinsic Metrics

Enterprise Value$3.68B

Invested Capital$-140.52M

Working Capital$-164.91M

Tangible Asset Value$2.7B

Net Current Asset Value$-1.1B

Graham Number$64.73

Graham Net-Net-$15.24

Book Value / Share$35.7

Tangible Book Value / Share$35.65

Cash / Share$0.95

Financial Health Scores

Piotroski Score6

Altman Z-Score2.89

Revenue$730.52M

EBIT$535.2M

Market Cap$3.33B

Working Capital$-164.91M

Retained Earnings$2.18B

Total Assets$4B

Total Liabilities$1.29B