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NASDAQ
MSBI

Market Cap: $694.16M

MI

Midland States Bancorp, Inc.

MSBI

NASDAQUSD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin63.93%

EBITDA Margin15.62%

EBIT Margin13.09%

Pre-tax Margin13.09%

Net Profit Margin9.71%

Earnings Yield6.10%

Valuation Multiples

Price / Book1.24

Price / Sales1.57

Price / Earnings20.91

PEG0.13

Forward PEG12.48

EV / Sales1.67

EV / EBITDA10.70

EV / Operating Cash Flow6.20

EV / Free Cash Flow6.36

Price / Free Cash Flow5.97

Price / Operating Cash Flow5.91

Cash Flow & Capital

Free Cash Flow / Share$5.52

Operating Cash Flow / Share$5.66

Free Cash Flow Yield16.76%

Capex / Revenue0.68%

Capex / Operating Cash Flow2.52%

Capex / Depreciation0.27

Stock Compensation / Revenue0.65%

Dividend Payout Ratio85.34%

Dividend Yield3.86%

Liquidity & Leverage

Current Ratio0.35

Quick Ratio0.35

Cash Ratio0.05

Debt / Assets0.05

Debt / Capital0.38

Debt / Equity0.61

Long-Term Debt / Capital0.37

Debt / Market Cap49.69%

Net Debt / EBITDA0.67

Solvency Ratio0.01

Financial Leverage11.76

Efficiency & Working Capital

Asset Turnover0.07

Fixed Asset Turnover5.34

Inventory Turnover0.00

Receivables Turnover18.71

Payables Turnover0.00

Days Sales Outstanding19.51

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle19.51

Cash Conversion Cycle19.51

Working Capital Turnover-0.11

Returns & Quality

Return on Equity7.55%

Return on Assets0.64%

Return on Invested Capital4.43%

ROCE5.88%

Return on Tangible Assets0.64%

Operating Return on Assets0.87%

Income Quality2.77

Tax Burden0.74

Interest Burden1.00

Balance Sheet & Intrinsic Metrics

Enterprise Value$740.3M

Invested Capital$-3.63B

Working Capital$-3.73B

Tangible Asset Value$554.27M

Net Current Asset Value$-4.14B

Graham Number$35.24

Graham Net-Net-$197.26

Book Value / Share$27.03

Tangible Book Value / Share$26.3

Cash / Share$92.82

Financial Health Scores

Piotroski Score8

Altman Z-Score-0.48

Revenue$442.94M

EBIT$57.96M

Market Cap$691.25M

Working Capital$-3.73B

Retained Earnings$107.03M

Total Assets$6.7B

Total Liabilities$6.13B