John Hancock Bond Fund Class I

This fund primarily allocates at least 80% of its net assets, including any borrowed capital for investment purposes, to a diverse portfolio of bonds. The management team anticipates that a minimum of 75% of the fund's net assets will comprise investment-grade debt instruments, cash, or readily convertible cash equivalents. The fund restricts its exposure to securities denominated in foreign currencies to a maximum of 10% of its total assets. Furthermore, under standard market circumstances, the advisor expects not to commit more than 25% of the total assets to foreign securities priced in U.S. dollars, excluding those originating from Canada.