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HFWA

Market Cap: $1.17B

HC

Heritage Financial Corporation

HFWA

NASDAQ (NASDAQ Global Select)USD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin74.64%

EBITDA Margin14.52%

EBIT Margin14.03%

Pre-tax Margin27.09%

Net Profit Margin23.17%

Earnings Yield6.87%

Valuation Multiples

Price / Book1.02

Price / Sales3.48

Price / Earnings13.40

PEG0.29

Forward PEG0.39

EV / Sales3.74

EV / EBITDA25.75

EV / Operating Cash Flow13.95

EV / Free Cash Flow15.02

Price / Free Cash Flow13.99

Price / Operating Cash Flow12.58

Cash Flow & Capital

Free Cash Flow / Share$2.1

Operating Cash Flow / Share$2.26

Free Cash Flow Yield7.15%

Capex / Revenue1.90%

Capex / Operating Cash Flow7.09%

Capex / Depreciation4.70

Stock Compensation / Revenue1.57%

Dividend Payout Ratio44.09%

Dividend Yield3.41%

Liquidity & Leverage

Current Ratio0.76

Quick Ratio0.76

Cash Ratio0.62

Debt / Assets0.02

Debt / Capital0.15

Debt / Equity0.17

Long-Term Debt / Capital0.02

Debt / Market Cap16.12%

Net Debt / EBITDA1.77

Solvency Ratio0.01

Financial Leverage7.60

Efficiency & Working Capital

Asset Turnover0.04

Fixed Asset Turnover3.43

Inventory Turnover0.00

Receivables Turnover14.58

Payables Turnover0.00

Days Sales Outstanding25.03

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle25.03

Cash Conversion Cycle25.03

Working Capital Turnover0.10

Returns & Quality

Return on Equity7.69%

Return on Assets0.92%

Return on Invested Capital0.48%

ROCE0.57%

Return on Tangible Assets0.96%

Operating Return on Assets0.56%

Income Quality1.16

Tax Burden0.86

Interest Burden1.93

Balance Sheet & Intrinsic Metrics

Enterprise Value$1.26B

Invested Capital$383.69M

Working Capital$-40.64M

Tangible Asset Value$783.39M

Net Current Asset Value$-7.2B

Graham Number$34.96

Graham Net-Net-$180.53

Book Value / Share$27.82

Tangible Book Value / Share$19.64

Cash / Share$2.57

Financial Health Scores

Piotroski Score6

Altman Z-Score0.22

Revenue$336.27M

EBIT$47.17M

Market Cap$1.17B

Working Capital$-40.64M

Retained Earnings$439.8M

Total Assets$8.43B

Total Liabilities$7.32B