Huntington Bancshares Incorporated serves as the holding company for The Huntington National Bank, providing a comprehensive range of commercial, consumer, and mortgage banking solutions throughout the United States. Its operations are organized into four distinct business segments. The Consumer and Business Banking division extends a variety of financial products to individuals and small enterprises, including various deposit accounts (checking, savings, money market, CDs), credit cards, and both consumer and small business loans. This segment also encompasses investment offerings, mortgage services, insurance, interest rate risk protection, foreign exchange, automated teller machine access, treasury management, and digital banking platforms. The Commercial Banking segment delivers specialized commercial banking services for middle-market companies, government and public sector entities, and commercial real estate developers or REITs. It also offers niche banking expertise for industries such as healthcare, technology and telecommunications, franchise finance, sponsor finance, and global services. Furthermore, this segment provides asset financing, capital raising strategies, sales and trading, corporate risk management products, and institutional banking services. The Vehicle Finance segment facilitates consumer financing for the acquisition of automobiles, light-duty trucks, recreational vehicles, and marine craft through affiliated and select dealerships. It additionally supplies inventory financing to franchised dealerships for their new and used stock. Finally, the Regional Banking and The Huntington Private Client Group (RBHPCG) segment furnishes private banking, comprehensive wealth and investment management, and retirement plan services to its clients. Established in 1866, Huntington Bancshares Incorporated is headquartered in Columbus, Ohio. By March 18, 2022, the institution maintained approximately 1,000 physical branches spanning 11 states.
