Terminal
Stocks
Spotlight
Research

Stocks
Financial Services
NASDAQ
FNWD

Market Cap: $187.06M

FB

Finward Bancorp

FNWD

NASDAQ (NASDAQ Capital Market)USD

Overview News Analyst Reports Financials Politician Trades Insider Trades Executive Patents Earnings Surprise

By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

Company

Stocks About Advertisers Brokers Contact

Legal

Terms of Service Privacy Policy

© 2026 Cashu Technologies Pty Ltd. All rights reserved. Cashu Finance is a trademark of Cashu Technologies Pty Ltd.

The content published on Cashu Finance is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any securities. All opinions expressed are those of the authors and do not reflect the official position of Cashu Technologies Pty Ltd or its affiliates. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions.

Cashu Finance and its contributors may hold positions in securities mentioned in published content. Any such holdings will be disclosed at the time of publication. Market data is provided on an "as-is" basis and may be delayed. Cashu Technologies Pty Ltd does not guarantee the accuracy, completeness, or timeliness of any information presented.

Financials

Profitability

Gross Profit Margin67.82%

EBITDA Margin14.53%

EBIT Margin10.32%

Pre-tax Margin10.32%

Net Profit Margin9.65%

Earnings Yield5.32%

Valuation Multiples

Price / Book1.04

Price / Sales1.84

Price / Earnings18.85

PEG0.22

Forward PEG1.24

EV / Sales2.60

EV / EBITDA17.92

EV / Operating Cash Flow15.31

EV / Free Cash Flow16.04

Price / Free Cash Flow11.33

Price / Operating Cash Flow10.66

Cash Flow & Capital

Free Cash Flow / Share$3.86

Operating Cash Flow / Share$4.05

Free Cash Flow Yield8.83%

Capex / Revenue0.78%

Capex / Operating Cash Flow4.60%

Capex / Depreciation0.19

Stock Compensation / Revenue0.34%

Dividend Payout Ratio21.16%

Dividend Yield1.11%

Liquidity & Leverage

Current Ratio60.69

Quick Ratio60.69

Cash Ratio0.57

Debt / Assets0.05

Debt / Capital0.35

Debt / Equity0.53

Long-Term Debt / Capital0.27

Debt / Market Cap50.95%

Net Debt / EBITDA5.27

Solvency Ratio0.01

Financial Leverage11.45

Efficiency & Working Capital

Asset Turnover0.05

Fixed Asset Turnover2.32

Inventory Turnover0.00

Receivables Turnover0.07

Payables Turnover0.00

Days Sales Outstanding5,422.55

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle5,422.55

Cash Conversion Cycle5,422.55

Working Capital Turnover1.16

Returns & Quality

Return on Equity5.68%

Return on Assets0.48%

Return on Invested Capital0.51%

ROCE0.52%

Return on Tangible Assets0.49%

Operating Return on Assets0.52%

Income Quality1.76

Tax Burden0.93

Interest Burden1.00

Balance Sheet & Intrinsic Metrics

Enterprise Value$264.97M

Invested Capital$1.88B

Working Capital$1.81B

Tangible Asset Value$154.91M

Net Current Asset Value$-23.37M

Graham Number$46.4

Graham Net-Net-$93.82

Book Value / Share$41.69

Tangible Book Value / Share$36.22

Cash / Share$76.6

Financial Health Scores

Piotroski Score7

Altman Z-Score1.29

Revenue$101.74M

EBIT$10.5M

Market Cap$187.19M

Working Capital$1.81B

Retained Earnings$149.29M

Total Assets$2.04B

Total Liabilities$1.86B