Terminal
Stocks
Spotlight
Research

Stocks
Financial Services
NASDAQ
FBIZ

Market Cap: $608.43M

FI

First Business Financial Services, Inc.

FBIZ

NASDAQUSD

Overview News Analyst Reports Financials Politician Trades Insider Trades Executive Patents Earnings Surprise

By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

Company

Stocks About Advertisers Brokers Contact

Legal

Terms of Service Privacy Policy

© 2026 Cashu Technologies Pty Ltd. All rights reserved. Cashu Finance is a trademark of Cashu Technologies Pty Ltd.

The content published on Cashu Finance is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any securities. All opinions expressed are those of the authors and do not reflect the official position of Cashu Technologies Pty Ltd or its affiliates. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions.

Cashu Finance and its contributors may hold positions in securities mentioned in published content. Any such holdings will be disclosed at the time of publication. Market data is provided on an "as-is" basis and may be delayed. Cashu Technologies Pty Ltd does not guarantee the accuracy, completeness, or timeliness of any information presented.

Financials

Profitability

Gross Profit Margin58.86%

EBITDA Margin23.85%

EBIT Margin22.51%

Pre-tax Margin22.51%

Net Profit Margin19.28%

Earnings Yield9.29%

Valuation Multiples

Price / Book1.51

Price / Sales2.11

Price / Earnings10.97

PEG0.61

Forward PEG1.76

EV / Sales3.61

EV / EBITDA15.15

EV / Operating Cash Flow12.78

EV / Free Cash Flow12.86

Price / Free Cash Flow7.52

Price / Operating Cash Flow7.34

Cash Flow & Capital

Free Cash Flow / Share$9.86

Operating Cash Flow / Share$9.92

Free Cash Flow Yield13.30%

Capex / Revenue0.17%

Capex / Operating Cash Flow0.59%

Capex / Depreciation0.13

Stock Compensation / Revenue0.97%

Dividend Payout Ratio20.82%

Dividend Yield1.80%

Liquidity & Leverage

Current Ratio17.05

Quick Ratio17.05

Cash Ratio0.68

Debt / Assets0.13

Debt / Capital0.60

Debt / Equity1.51

Long-Term Debt / Capital0.47

Debt / Market Cap96.73%

Net Debt / EBITDA6.29

Solvency Ratio0.01

Financial Leverage11.16

Efficiency & Working Capital

Asset Turnover0.07

Fixed Asset Turnover31.58

Inventory Turnover0.00

Receivables Turnover22.52

Payables Turnover0.00

Days Sales Outstanding16.21

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle16.21

Cash Conversion Cycle16.21

Working Capital Turnover0.68

Returns & Quality

Return on Equity14.75%

Return on Assets1.26%

Return on Invested Capital1.34%

ROCE1.55%

Return on Tangible Assets1.26%

Operating Return on Assets1.48%

Income Quality1.47

Tax Burden0.86

Interest Burden1.00

Balance Sheet & Intrinsic Metrics

Enterprise Value$1.04B

Invested Capital$3.9B

Working Capital$3.88B

Tangible Asset Value$383.37M

Net Current Asset Value$106.58M

Graham Number$85.6

Graham Net-Net-$423.25

Book Value / Share$48.16

Tangible Book Value / Share$45.25

Cash / Share$64.71

Financial Health Scores

Piotroski Score6

Altman Z-Score1.36

Revenue$287.86M

EBIT$64.8M

Market Cap$608.43M

Working Capital$3.88B

Retained Earnings$327.03M

Total Assets$4.41B

Total Liabilities$4.01B