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CPSS

Market Cap: $204.62M

CI

Consumer Portfolio Services, Inc.

CPSS

NASDAQUSD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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© 2026 Cashu Technologies Pty Ltd. All rights reserved. Cashu Finance is a trademark of Cashu Technologies Pty Ltd.

The content published on Cashu Finance is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any securities. All opinions expressed are those of the authors and do not reflect the official position of Cashu Technologies Pty Ltd or its affiliates. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions.

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Financials

Profitability

Gross Profit Margin73.94%

EBITDA Margin34.65%

EBIT Margin34.46%

Pre-tax Margin6.93%

Net Profit Margin4.79%

Earnings Yield10.56%

Valuation Multiples

Price / Book0.64

Price / Sales0.45

Price / Earnings9.53

PEG0.95

Forward PEG0.09

EV / Sales9.31

EV / EBITDA26.88

EV / Operating Cash Flow12.00

EV / Free Cash Flow12.00

Price / Free Cash Flow0.58

Price / Operating Cash Flow0.58

Cash Flow & Capital

Free Cash Flow / Share$16.15

Operating Cash Flow / Share$16.15

Free Cash Flow Yield1.71%

Capex / Revenue0.03%

Capex / Operating Cash Flow0.03%

Capex / Depreciation0.13

Stock Compensation / Revenue0.53%

Dividend Payout Ratio0.00%

Dividend Yield0.00%

Liquidity & Leverage

Current Ratio0.23

Quick Ratio0.23

Cash Ratio0.01

Debt / Assets0.91

Debt / Capital0.93

Debt / Equity12.56

Long-Term Debt / Capital0.91

Debt / Market Cap19.59%

Net Debt / EBITDA25.57

Solvency Ratio0.01

Financial Leverage13.85

Efficiency & Working Capital

Asset Turnover0.10

Fixed Asset Turnover0.00

Inventory Turnover0.00

Receivables Turnover0.00

Payables Turnover1.24

Days Sales Outstanding0

Days Inventory Outstanding0

Days Payables Outstanding293.72

Operating Cycle0

Cash Conversion Cycle-293.72

Working Capital Turnover-1.53

Returns & Quality

Return on Equity6.91%

Return on Assets0.49%

Return on Invested Capital2.48%

ROCE4.27%

Return on Tangible Assets0.49%

Operating Return on Assets3.67%

Income Quality16.22

Tax Burden0.69

Interest Burden0.20

Balance Sheet & Intrinsic Metrics

Enterprise Value$4.21B

Invested Capital$-594.39M

Working Capital$-594.39M

Tangible Asset Value$319.25M

Net Current Asset Value$-3.92B

Graham Number$18.15

Graham Net-Net-$188.7

Book Value / Share$14.71

Tangible Book Value / Share$14.71

Cash / Share$0.35

Financial Health Scores

Piotroski Score8

Altman Z-Score0.18

Revenue$451.55M

EBIT$155.63M

Market Cap$204.62M

Working Capital$-594.39M

Retained Earnings$296.82M

Total Assets$4.42B

Total Liabilities$4.1B