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AROW

Market Cap: $647.11M

AC

Arrow Financial Corporation

AROW

NASDAQ (NASDAQ Global Select)USD

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By Cashu Finance. Providing market news, analysis, and research for investors worldwide.

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Financials

Profitability

Gross Profit Margin63.64%

EBITDA Margin17.51%

EBIT Margin16.19%

Pre-tax Margin30.49%

Net Profit Margin24.21%

Earnings Yield7.98%

Valuation Multiples

Price / Book1.44

Price / Sales3.05

Price / Earnings12.55

PEG0.18

Forward PEG0.55

EV / Sales4.49

EV / EBITDA25.64

EV / Operating Cash Flow18.30

EV / Free Cash Flow21.31

Price / Free Cash Flow14.49

Price / Operating Cash Flow12.36

Cash Flow & Capital

Free Cash Flow / Share$2.72

Operating Cash Flow / Share$3.17

Free Cash Flow Yield6.90%

Capex / Revenue3.46%

Capex / Operating Cash Flow14.09%

Capex / Depreciation1.36

Stock Compensation / Revenue0.61%

Dividend Payout Ratio37.92%

Dividend Yield3.04%

Liquidity & Leverage

Current Ratio0.01

Quick Ratio0.01

Cash Ratio0.01

Debt / Assets0.07

Debt / Capital0.43

Debt / Equity0.75

Long-Term Debt / Capital0.04

Debt / Market Cap51.03%

Net Debt / EBITDA8.20

Solvency Ratio0.01

Financial Leverage10.04

Efficiency & Working Capital

Asset Turnover0.05

Fixed Asset Turnover3.39

Inventory Turnover0.00

Receivables Turnover0.00

Payables Turnover0.00

Days Sales Outstanding0

Days Inventory Outstanding0

Days Payables Outstanding0

Operating Cycle0

Cash Conversion Cycle0

Working Capital Turnover-0.11

Returns & Quality

Return on Equity11.82%

Return on Assets1.14%

Return on Invested Capital3.29%

ROCE6.63%

Return on Tangible Assets1.15%

Operating Return on Assets0.76%

Income Quality1.01

Tax Burden0.79

Interest Burden1.88

Balance Sheet & Intrinsic Metrics

Enterprise Value$951.31M

Invested Capital$-3.85B

Working Capital$-3.93B

Tangible Asset Value$420.91M

Net Current Asset Value$-4.01B

Graham Number$43.74

Graham Net-Net-$244.1

Book Value / Share$27.2

Tangible Book Value / Share$25.65

Cash / Share$1.88

Financial Health Scores

Piotroski Score6

Altman Z-Score-0.85

Revenue$211.85M

EBIT$34.3M

Market Cap$645.88M

Working Capital$-3.93B

Retained Earnings$116.81M

Total Assets$4.48B

Total Liabilities$4.04B